Our Story
Our Story
Local Roots. Powerful Results.
Local Roots. Powerful Results.
Prospective Lending is more than a funding solution—it’s a story of grit, community, and a passion for helping people build generational wealth through real estate. For over a decade, founder Melody Robles—a proud Latina entrepreneur based in El Paso, Texas—has been dedicated to serving and supporting her community. Prospective Lending is proud to be a trusted resource for all types of investors and agents looking to grow and build lasting wealth through real estate.
Prospective Lending is more than a funding solution—it’s a story of grit, community, and a passion for helping people build generational wealth through real estate. For over a decade, founder Melody Robles—a proud Latina entrepreneur based in El Paso, Texas—has been dedicated to serving and supporting her community. Prospective Lending is proud to be a trusted resource for all types of investors and agents looking to grow and build lasting wealth through real estate.
As a family-owned business, Prospective Lending thrives on connection, trust, and transparency. Melody and her husband are deeply rooted in the real estate space—not only through lending, but as owners of multiple real estate-related businesses—bringing added insight and firsthand experience to every client relationship.
As a family-owned business, Prospective Lending thrives on connection, trust, and transparency. Melody and her husband are deeply rooted in the real estate space—not only through lending, but as owners of multiple real estate-related businesses—bringing added insight and firsthand experience to every client relationship.
Whether you're just getting started or looking to scale your investments, we’re here to simplify the process and help you move with confidence.
Whether you're just getting started or looking to scale your investments, we’re here to simplify the process and help you move with confidence.
10+
Years of Serving El Paso
Proven Lending Expertise
Years of hands-on lending expertise, guiding clients through every step.
Proven Lending Expertise
Years of hands-on lending expertise, guiding clients through every step.
Proven Lending Expertise
Years of hands-on lending expertise, guiding clients through every step.
Tailored Lending Solutions
Every borrower is unique — we customize options to meet your needs.
Tailored Lending Solutions
Every borrower is unique — we customize options to meet your needs.
Tailored Lending Solutions
Every borrower is unique — we customize options to meet your needs.
Built on Trust and Relationships
We’re committed to long-term success, not just one transaction.
Built on Trust and Relationships
We’re committed to long-term success, not just one transaction.
Built on Trust and Relationships
We’re committed to long-term success, not just one transaction.
Founder’s Note
Founder’s Note
From Melody Robles
From Melody Robles
When I started Prospective Lending, my goal was simple: make real estate funding more accessible, more personal, and less intimidating—especially for everyday investors like you and me. As a Latina woman and small business owner, I know what it means to work hard, take risks, and bet on your own potential.
This business was built with family values at its core and a deep belief in helping others create long-term wealth through real estate. Whether you're on your first flip or your fifteenth deal, I’m honored to be part of your journey.
— Melody Robles
Founder, Prospective Lending
When I started Prospective Lending, my goal was simple: make real estate funding more accessible, more personal, and less intimidating—especially for everyday investors like you and me. As a Latina woman and small business owner, I know what it means to work hard, take risks, and bet on your own potential.
This business was built with family values at its core and a deep belief in helping others create long-term wealth through real estate. Whether you're on your first flip or your fifteenth deal, I’m honored to be part of your journey.
— Melody Robles
Founder, Prospective Lending
Whether you're preparing to fund your next real estate deal or simply exploring your investment options, we're here to provide guidance, clarity, and support every step of the way.
Quick Links
E-mail:
prospective.ep@gmail.com
Licensed in Texas & New Mexico
Whether you're preparing to fund your next real estate deal or simply exploring your investment options, we're here to provide guidance, clarity, and support every step of the way.
Quick Links
E-mail:
prospective.ep@gmail.com
Licensed in Texas & New Mexico
Whether you're preparing to fund your next real estate deal or simply exploring your investment options, we're here to provide guidance, clarity, and support every step of the way.
Quick Links
Whether you're preparing to fund your next real estate deal or simply exploring your investment options, we're here to provide guidance, clarity, and support every step of the way.
Quick Links
E-mail:
prospective.ep@gmail.com
Licensed in Texas & New Mexico